ACA is expensive catastrophic asset protection or those with assets to protect and those with little or no income.
No lifetime caps and no risk adjustments other than age. Not a bad deal for people that need it and want it.
Just make it a public option.
The Right needs to explain who makes the patient financially whole after a 6 or 7 $figure medical episode. ACA is expensive, but catastrophic asset protection. Unless people can post a bond or show evidence of million dollar+ financial responsibility, or unless people can and will waive their right to treatment, who pays?