US health care system

Health / insurance to begin with is an oxymoron.  Insurance is for asset protection and hedging.

Now a perturbed market because the government (in their infinite wisdom) granted a  tax break for corps that provide golden handcuff benies.  Part of the “deal” in the private sector employer marketplace is/was guaranteed issue.  The private insurance industry will NOT provide guaranteed issue, no lifetime caps, no risk adjustments (other than age), kids are kids until 26 … and The Fountain of Youth for the individual marketplace.

The only solution now for the ACA features and Essential Benefits is a public option.  Just don’t outlaw or regulate out of existence private options.


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