Health care might be complicated biologically speaking, but payments and insurance raise simple questions.
(1) If you get really sick or injured, will your friends, neighbors and other citizens pay your bills? Should they pay them? Could they even afford to pay them?
(2) Then, who will insure the uninsurable? How much will that cost?
(3) Why is it OK for the government to take money from people with incomes above the MAGI cliff and give it to people below?